Earn more in less time.

9 months ● 5.15% APY* ● dividend rate 5.03%

 

WHAT IS A SHARE CERTIFICATE?

 

A share certificate allows you to earn high-interest returns on money you know you won't need for a set period of time. It’s one of the safest ways to quickly grow your cash, and since it’s easy to estimate your earnings, it’s a great low-risk investment option.

 

BENEFITS OF A SHARE CERTIFICATE

 

 

Predictability 2 _Growth

It's Predictable.

Slow, steady growth that’s federally insured.

Safety

It's Safe.

No matter what the market does, your share certificates will continue to grow at the same rate.

Flexibility

It's Flexible.

Choose a term that fits your savings goals – whether that’s six months or five years!

START EARNING MORE.

CHOOSE YOUR RATE THAT WILL NEVER CHANGE.

Rates effective as of 7:18 A.M. CT, February 12, 2024

Rates subject to change without notice.

6 MONTHS
4.25% APY*

DIVIDEND RATE: 4.17%

9 MONTHS
5.15% APY*

DIVIDEND RATE: 5.03%

1 YEAR
4.50% APY*

DIVIDEND RATE: 4.41%

18 MONTHS
4.07% APY*

DIVIDEND RATE: 4.00%

2 YEARS
3.56% APY*

DIVIDEND RATE: 3.50%

3 YEARS
3.56% APY*

DIVIDEND RATE: 3.50%

4 YEARS
3.56% APY*

DIVIDEND RATE: 3.50%

5 YEARS
3.56% APY*

DIVIDEND RATE: 3.50%

CALCULATE YOUR GROWTH.

APPLY NOW IN MINUTES.

Opening a Share Certificate is quick and easy.

Please provide a copy of their valid state or government issued identification. Acceptable identification is state-issued driver’s license or identification, military ID, or passport. You will also need your account number to open a new account.

Louisiana FCU membership required. *APY = Annual Percentage Yield. Early withdrawal penalties apply. $5000 minimum deposit required. The nine month certificate special requires that $5000 of deposit balance must be new money; can be combined with existing Louisiana FCU deposits to create a balance greater than $5000. Deposit rates subject to change at any time and without notice. Certificate funds transfer to base share account upon renewal. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.